Medicare, a cornerstone of the American healthcare system, is a federal program that provides healthcare coverage to individuals aged 65 and older, as well as some younger people with permanent disabilities and individuals of any age with end-stage renal disease requiring dialysis or a kidney transplant.
This program has been crucial in ensuring that millions of Americans receive necessary medical care as they age or face health challenges.
What is Medicare?
Medicare is a health insurance program administered by the federal government of the United States. It was established in 1965 as part of the Social Security Act and has been instrumental in providing security and peace of mind to older and disabled Americans since then. The program consists of several parts, each designed to address different aspects of healthcare.
Medicare offers a wide range of benefits covering essential medical services. These include hospitalization (Part A), medical services (Part B), managed care options (Part C), and prescription drug coverage (Part D). Additionally, there are supplemental plans, known as Medigap, that can help cover costs that original Medicare does not cover.
In addition to basic medical care, Medicare also offers preventive services at no cost to beneficiaries. This helps prevent illnesses and detect health issues at early stages, often resulting in more effective and less costly treatment.
How to be eligible for Medicare?
To be eligible for Medicare, you generally must be at least 65 years old and have been a U.S. citizen or have legally resided in the country for at least five years. However, some younger individuals may qualify if they have permanent disabilities or end-stage renal disease.
Want to find out if you’re eligible? Our entire team is trained to provide you with the appropriate support, contact us now at 786-577-2260