The program known as Obamacare, officially named the Affordable Care Act (ACA), was designed to provide access to affordable health insurance options to more people living in the United States. But you might be wondering, who is eligible for Obamacare? Today, we’ll tell you:
Who is eligible for Obamacare:
- U.S. Citizens and Legal Residents: Individuals who are U.S. citizens or legal residents can enroll in Obamacare and access its benefits. Legal residents include those with a green card, refugees, and certain other authorized immigrant groups.
- Individuals without employer-based coverage: Those who lack access to affordable health insurance through their employer or a family member’s employment can enroll in Obamacare during the annual enrollment period.
- Individuals ineligible for Medicaid: People whose incomes exceed the limits to qualify for Medicaid but still have moderate incomes might be eligible for subsidies or tax credits through Obamacare to help pay their monthly premiums.
- Young adults under 26 years old: The Affordable Care Act allows young adults to remain on their parents’ health insurance plan until the age of 26, even if they are married, do not live with their parents, or are not financially dependent on them.
Now that we’ve answered your questions about who is eligible for Obamacare, U.S. citizens and legal residents who lack access to affordable health insurance through an employer, as well as individuals whose incomes fall within certain limits, may be eligible for Obamacare.
To make an informed decision, we recommend reaching out to our team of experts. We can help you acquire the plan you need if you call us now at 786-577-2260!